Abigail Loraine "Abby" Hensel and Brittany Lee Hensel (born March 7, 1990) are dicephalic parapagus twins, meaning that they are conjoined twins, each of whom has a separate head, but whose bodies are joined. They are highly symmetric for conjoined twins, giving the appearance of having just a single body without marked variation from normal proportion. In fact, several vital organs are doubled up; each twin has a separate heart, stomach, spine, lungs, and spinal cord.
In conversation, the twins are clearly distinct persons, with distinct likes and dislikes. Their preferences in food, clothing color, etc., differ. Some of their clothes are altered by their seamstress so that they have two separate necklines in order to emphasize their individuality. They will usually have separate meals, but sometimes will share a single meal for the sake of convenience (e.g. each taking a bite of the same hamburger). Abby is better at mathematics, and Brittany is better at writing. For tasks such as responding to email, they type and respond as one, anticipating each other's feelings with little verbal communication between them.
To insure one’s house, one’s car or to underwrite a life insurance policy, that is common practice. But who would pay an insurance premium for his/her thumb, legs or smile? Stars, of course.
At the top of the ranking are the legs of Mariah Carey, worth 810 million USD: The diva became, in 2006, the Gillette brand muse for the advertising campaign «Legs of a Goddess». She then took out an insurance policy with London Lloyds to protect her legs, a decision that is far from being insignificant. Among its customers, the London insurer then included several icons of music, such as Bob Dylan or Rod Stewart.
David Beckham’s body insured for 195 million USD: European champion with Manchester United in 1999, David Beckham was in 2006 the most renowned footballer of the planet. In relation to his sporting activities, he took out an insurance cover for his legs. The huge amount paid for his insurance would reportedly exceed the 103 million USD disbursed by Real Madrid for the cover of Christiano Ronaldo in 2009. The fashion model would later extend his insurance cover to his entire body.
15 million USD in insurance for Kim Kardashian’s curves: The curves of Kim Kardashian are her number one beauty asset. The reality TV star, who is crazy about plastic surgery, has underwritten an insurance policy worth 15 million USD to protect her famous butt.
The culinary critic Egon Ronay assured his taste buds: The famous Hungarian culinary critic has insured his taste buds since 1957, for the amount of 400 000 USD. An original insurance policy which allows him to cover his sense of taste without which he will no longer be able to practice his job.